12 modules · 60+ tables · 64 tests

Launch your
fintech app
in weeks.

White-label platform for remittances, wallets, cards, crypto, and digital financial services. One codebase, unlimited clients.

iOS
Android
Web
TheWhiteLabels App

Ecosystem

Connected to the best.

Adapter-based architecture. Plug any provider per vertical. Pre-integrated with industry leaders.

Payments

Card acquiring, 3D Secure, multi-PSP

stripe.com
redsys.es
adyen.com

Mobile Top-ups

850+ operators, 170+ countries

DT One

Gift Cards

500+ brands, instant delivery

DT One
Tremendous

Bill Payments

Utilities, telecom, cross-border

DT One
Flutterwave

Banking (BaaS)

IBAN, cards, SEPA, regulated

Treezor
Swan
OpenPayd

Virtual Cards

Visa/MC issuing, mobile wallets

Marqeta
adyen.com

Crypto On/Off Ramp

Fiat ↔ crypto, 150+ countries

Ramp
MoonPay
Transak

KYC & Compliance

KYC, KYB, AML, liveness

Didit

Bank Transfers

SEPA, SWIFT, local rails, FX

wise.com
Airwallex

Open Banking

Pay-by-bank, account data

TrueLayer
Plaid

Communications

Email, SMS, push notifications

brevo.com
twilio.com

Infrastructure

Backend, monitoring, mobile

supabase.com
sentry.io
expo.dev

12 modules

Everything built in.

Toggle any module per client via feature flags.

Remittances

Corridors, FX rates with markup, multi-rail payouts. Real-time quotes.

EUR
11.01
د.م
MAD
Bank
Mobile
Cash

Mobile Recharge

Airtime & data bundles. 850+ operators, 150+ countries.

+34
5€
10€
15€

Digital Wallet

Top-up, P2P transfers, payment requests, activity history.

$4,950.00
Send
Receive
Add

Card Payments

Stripe & Redsys. 3D Secure. Adapter pattern for any PSP.

VISA
•••• •••• •••• 4829
FRANK SERA12/28

Bank Transfers

SEPA, SWIFT, local rails. BaaS integration ready.

SEPA Instant
~2s
SWIFT
1-3d
Local Rails
~1h

Crypto

Buy, sell & send. On-ramp/off-ramp via Ramp, Transak, MoonPay.

Ξ
ETH
SOL
USDT

Gift Cards

Digital gift cards from 500+ brands worldwide.

Amazon
Netflix
Spotify
Steam

Bill Payments

Electricity, water, internet, phone. Biller aggregation.

Electricity85%
Water60%
Internet95%

QR Payments

Scan to pay, generate to receive. Local QR standards.

Scan to pay

KYC & Compliance

Tiered verification, AML, transaction limits, geo-restrictions.

Biometric
Basic
Standard
Enhanced
Full

Analytics

Insights, spending categories, volume reports.

Revenue
€42.8K
Users
3,491

Notifications

Push, email, SMS. Template system. Triggered & scheduled.

Transfer sent to @carlos2m
Payment received +€109.991h
KYC verification complete3h

Backend

Production-grade infrastructure.

Supabase-powered. PostgreSQL, Edge Functions, Auth, Realtime, Vault.

PostgreSQL

60+ tables, RLS, triggers, stored procedures. pgTAP tested.

Edge Functions

9 serverless functions: payments, wallet, remittances, webhooks.

Auth System

Email, magic link, Google, Apple, Facebook. Dynamic from DB.

Webhooks

HMAC verification. Auto-fulfill on payment confirmation.

Vault

All secrets in Supabase Vault. Zero hardcoding.

Realtime

postgres_changes. Instant UI updates on data changes.

Feature Flags

Toggle modules per client. Realtime sync.

i18n

Offline-first. AsyncStorage cache, DB sync, bundled fallback.

Payment Orchestrator

Adapter pattern: add any PSP with one file.

Theming

7 themes, dark mode, 100+ tokens. Theme from DB config.

RBAC

7 staff roles. Cumulative permissions. has_role() functions.

64 Tests

Customers, payments, wallet, compliance, remittances.

Timeline

From zero to live in 6 weeks.

Custom neobank development takes 12–18 months. We compress that into weeks.

Phase
W1
W2
W3
W4
W5
W6
Discovery & Planning
1 wk
Configure & Setup
1.5 wks
Brand & Theme
1 wk
Integrations
2 wks
Testing & QA
1.5 wks
Launch & Deploy
1 wk
Total estimated
4–6 weeks

Backoffice

Full control for your client.

Each client gets a dedicated backoffice to manage their operations.

Dashboard

Revenue

€42,850

Transactions

1,284

Customers

3,491

Conversion

4.2%

OrderAmountStatus
#1284€50.00Delivered
#1283€120.00Processing
#1282€25.00Delivered
#1281€75.00Pending

Compliance

KYC & AML ready.

Powered by Didit. Adapter pattern lets you swap in any other KYC provider when you need to.

Didit

Integrated KYC provider

Tiered identity verification with document scanning, biometric matching, liveness detection, and ongoing monitoring. Wired in from day one — no additional integration work.

Learn more

Built-in compliance features

Tiered KYC (4 levels)
Document + selfie + liveness
AML / sanctions screening
Transaction limits per tier
Geo-restrictions
Audit log
Risk scoring
KYB (beneficial ownership)
GDPR-ready (delete-user)

Quote

Tailored to your scope.

Setup + monthly maintenance, sized to the modules you need and the markets you serve. Tell us about your project and we'll send you a quote within 48 hours.

Request a quote

Or write us at [email protected]

Tech Stack

React NativeExpoNext.js 15SupabasePostgreSQLEdge FunctionsTailwindTypeScriptNativeWindStripeSentry

Ready to launch?

Custom neobank development costs €1M+. We get you to market in weeks.