12 modules · live in 6 weeks · no engineering team to hire

Launch your
fintech app
in weeks.

Your own money app — remittances, wallet, cards and top-ups — under your brand, on iOS, Android and web. We build it and keep it running. You run the business from your own backoffice.

iOS
Android
Web
The Transfer To World app, built on this platformThe Transfer To World app, built on this platform

Ecosystem

Connected to the best.

Payments, payouts, identity and messaging are already wired in. Changing provider later is a switch on our side, not a rebuild on yours.

12 modules

Everything built in.

Turn on only what you sell today. Add the rest when you are ready — no second project, no new app.

01 · Remittances

Send money where your customers actually send it.

You decide which countries you serve, what exchange rate you offer and how the money arrives. What the sender sees on screen is what gets paid out — no surprises at the counter.

  • Set your own margin per country. Rates refresh every six hours on their own
  • Bank transfer, cash pickup, mobile money or home delivery — each with its own fee and delivery time
  • The same country can pay out in local currency or in dollars, whichever your customers prefer
  • Change payout provider without changing the app — your customers never notice
Send Money screen listing live corridors with their FX rateSend Money screen listing live corridors with their FX rate

6

live corridors

Colombia

EUR to COP · 4350.00

Transfer To World — a live client app

02 · Digital Wallet

Every cent accounted for, movement by movement.

Money in, money out and money between users, each with the balance it left behind. When a transfer fails, nothing is half done — it either happens completely or not at all.

  • One wallet per currency, so a customer can hold euros and dollars at once
  • Send between users and request money, with no way to leave one side charged and the other unpaid
  • A statement your support team can read: the balance on screen is the sum of the lines above it
  • Top up by card, pay from the balance — and paying from balance costs you nothing in fees
EUR wallet with running balance and dated activityEUR wallet with running balance and dated activity

€1,284.50

EUR balance

Top-Up · yesterday

+€50.00

Transfer To World — a live client app

03 · KYC & Compliance

Limits that block before the money moves, not after.

Customers verify once and get the limits their level allows. If a country is off-limits, the payment is refused before any money moves — not explained away afterwards.

  • Verification levels with their own limits per operation, per day and per month
  • A blocked country is refused before the card is ever charged, not after
  • Change identity provider without changing the app or re-verifying anyone
  • The limits live in the system, not in the app: nobody gets around them from a phone
Identity verification with tier limits per transaction, day and monthIdentity verification with tier limits per transaction, day and month
Level: Standard

Daily limit

€5,000

Transfer To World — a live client app

And the rest

Nine more, same app.

Mobile Recharge

Top up a phone back home in seconds. 850 operators, 150 countries.

+34
5€
10€
15€

Card Payments

Take card payments with the fraud checks banks require. Your processor, your rates.

VISA
•••• •••• •••• 4829
FRANK SERA12/28

Bank Transfers

Move money to bank accounts at home and abroad, at the speed each route allows.

SEPA Instant
~2s
SWIFT
1-3d
Local Rails
~1h

Crypto

Buy, sell and send crypto, with the euro-in and euro-out already solved.

Ξ
ETH
SOL
USDT

Gift Cards

Gift cards from 500 brands, delivered the moment they are paid for.

Amazon
Netflix
Spotify
Steam

Bill Payments

Pay the light, the water or the phone bill of someone in another country.

Electricity85%
Water60%
Internet95%

QR Payments

Scan to pay, show a code to get paid — using each country's own standard.

Scan to pay

Analytics

Who sends, where to, how much and how often — without exporting anything.

Revenue
€42.8K
Users
3,491

Notifications

Tell customers what happened to their money, by push, email or SMS.

Transfer sent to @carlos2m
Payment received +€109.991h
KYC verification complete3h

Built on this

Not a mockup. A shipped app.

Every screen below belongs to a company already selling with it — their brand, their countries, their language. None of it was drawn for this page.

Transfer2World

Enviamos más que dinero

The White Labels · Finance

Origin

Spain · EUR

Corridors

7 live

Languages

5

Modules

9 enabled

Transfer2World — HomeTransfer2World — Home
Home
Transfer2World — ServicesTransfer2World — Services
Services
Transfer2World — Payout railsTransfer2World — Payout rails
Payout rails
Transfer2World — Add fundsTransfer2World — Add funds
Add funds
Transfer2World — P2P transferTransfer2World — P2P transfer
P2P transfer
Transfer2World — Transaction detailTransfer2World — Transaction detail
Transaction detail
Transfer2World — NotificationsTransfer2World — Notifications
Notifications
Transfer2World — InsightsTransfer2World — Insights
Insights
Transfer2World — SecurityTransfer2World — Security
Security
Transfer2World — Refer & earnTransfer2World — Refer & earn
Refer & earn
Transfer2World — ProfileTransfer2World — Profile
Profile
Transfer2World — SettingsTransfer2World — Settings
Settings

About this app

A Spanish company sending money to Latin America, North Africa and Eastern Europe. Customers hold a euro balance, verify their identity once, and pay by card or from that balance. Their name, their colours, their app — built on this platform in weeks, and the same one you would get.

One app

Phone and tablet. Same app.

Not a second product to pay for, and not a phone screen blown up. The layout rearranges itself for the bigger screen — navigation moves to the side, content splits into columns — and it ships from the same build as the phone app.

The same app on a tablet, with side navigation and a two-column layoutThe same app on a tablet, with side navigation and a two-column layout

Navigation

Side rail

The same screen on a phoneThe same screen on a phone

Navigation

Bottom bar

Navigation on the side

On a tablet the bottom bar sits far from your hands and wastes a strip of screen. It moves to a rail on the left, and it stays there while you buy, pay or change a setting.

Two columns, not one wide one

Balance and shortcuts stay in view while the history scrolls. On a phone the same content stacks — nothing is hidden, it is arranged.

Nothing extra to maintain

One codebase, one release, one update. Adding a tablet does not add a project, a team or a store listing.

Theming

One build. Any identity.

The same three pieces, wearing three different brands. 8 looks come ready and yours can be its own — changing it is a setting, not a rebuild, and every one comes in light and dark.

Graphite

Send moneyAdd fundsAmount

Midnight

Send moneyAdd fundsAmount

Pine

Send moneyAdd fundsAmount

Dark mode

See it both ways.

Change it here and the whole page follows — nav, screenshots and all. That is not a trick for the landing: it is the same token swap the app does, and there is no second design to keep in sync.

$4,950.00
Send
Receive
Add
Biometric
Basic
Standard
Enhanced
Full
Revenue
€42.8K
Users
3,491

Each client picks the policy from their own backoffice: locked to light, locked to dark, or follow the device.

Backend

What you don't have to build.

Each of these is a hire, a decision and months of work if you start from zero. They come with the platform.

Your own database

Your customers and their money live in a project that is yours alone — not a shared table with a column for your name.

The money logic

Charging, paying out, refunding and retrying when a provider fails. 55 pieces already written and running.

Signing in

Email, SMS code, Google or Apple. You choose which ones your app offers, from your panel.

Nothing gets stuck

When a provider confirms a payment, the order completes on its own. No one watching a screen to press a button.

Your keys are yours

Your provider credentials live encrypted in your project. Not in our code, not in a spreadsheet.

It updates by itself

A balance changes and the phone shows it. Nobody pulls to refresh, and support is not explaining a stale number.

Switches, not releases

Turning a service on or off is a toggle in your panel. No app update, no app store review.

Six languages

Spanish, English, Portuguese, Romanian, Amharic and Arabic — the last one reading right to left, properly.

Not locked to one bank

Negotiated better rates with another processor? Changing is a job for us, not a rewrite for you.

It looks like you

Your name, your logo, your colours, light and dark. Nobody can tell it was not built for you.

Who can do what

Support sees tickets, finance sees money, nobody sees what they should not. Seven roles, out of the box.

Checked before you see it

184 automated test suites run on every change. When something touching money breaks, it breaks for us, not for your customers.

Timeline

From zero to live in 6 weeks.

Building this from scratch takes a team of six and a year and a half. You are looking at weeks, and the first one is us listening.

Phase
W1
W2
W3
W4
W5
W6
Discovery & Planning
1 wk
Configure & Setup
1.5 wks
Brand & Theme
1 wk
Integrations
2 wks
Testing & QA
1.5 wks
Launch & Deploy
1 wk
Total estimated
4–6 weeks

Backoffice

Run it without a developer.

Prices, fees, exchange rates, countries, staff and support — all of it changes from your own panel, in seconds, without asking anyone.

Dashboard

Revenue

0

Transactions

0

Customers

0

Conversion

0.0%

OrderAmountStatus
#1284€50.00Delivered
#1283€120.00Processing
#1282€25.00Delivered
#1281€75.00Pending

Compliance

KYC & AML ready.

Identity checks, sanctions screening and spending limits per verification level. Your regulator's questions have answers before they are asked.

Didit

Integrated KYC provider

Tiered identity verification with document scanning, biometric matching, liveness detection, and ongoing monitoring. Wired in from day one — no additional integration work.

Learn more

Built-in compliance features

Tiered KYC (4 levels)
Document + selfie + liveness
AML / sanctions screening
Transaction limits per tier
Geo-restrictions
Audit log
Risk scoring
KYB (beneficial ownership)
GDPR-ready (delete-user)

Quote

Tailored to your scope.

Setup + monthly maintenance, sized to the modules you need and the markets you serve. Tell us about your project and we'll send you a quote within 48 hours.

Request a quote

Or write us at [email protected]

Tech Stack

React NativeExpoNext.js 15SupabasePostgreSQLEdge FunctionsTailwindTypeScriptNativeWindStripeSentry

Ready to launch?

Custom neobank development costs €1M+. We get you to market in weeks.